Privacy Policy

Information We Collect

forivandelo collects information to provide you with better budget automation services. We're transparent about what we gather and why.

How We Use Your Information

Your data helps us deliver personalized budget automation that actually works for your lifestyle. We use information to analyze spending patterns, suggest savings opportunities, and automate financial decisions based on your preferences.

We also use your data to improve our services, send important account updates, and ensure platform security. Marketing communications are optional – you can opt out anytime through your account settings.

Data Sharing and Third Parties

forivandelo partners with trusted financial institutions and service providers to deliver our budget automation features. We share minimal necessary information with:

Banking Partners: Secure connections to retrieve transaction data and execute automated transfers. Analytics Providers: Aggregated, non-identifiable usage statistics to improve service quality. Security Services: Fraud prevention and account protection systems.

Your Privacy Rights

Under Australian Privacy Principles, you have specific rights regarding your personal information:

Data Security and Protection

Financial data deserves the highest protection standards. forivandelo uses bank-level encryption, multi-factor authentication, and regular security audits to safeguard your information.

All data transmission occurs over encrypted connections. Our servers are hosted in Australian data centers that comply with government security requirements. We conduct quarterly penetration testing and maintain incident response procedures.

Employee access to personal data is strictly controlled and monitored. Staff receive regular privacy training and sign confidentiality agreements.

Data Retention and Deletion

We retain your information only as long as necessary to provide services or comply with legal obligations. Account data remains active while you use forivandelo's services. Financial transaction history is kept for seven years to meet Australian taxation and banking regulations.

When you close your account, most personal information is deleted within 30 days. Some records may be retained longer for fraud prevention, legal compliance, or legitimate business purposes.

International Data Transfers

forivandelo primarily stores data within Australia. Occasionally, trusted international service providers may access your information for technical support or security services. All international transfers comply with Australian Privacy Act requirements and include appropriate safeguards.

Changes to This Policy

Privacy practices evolve with technology and regulations. We'll notify you of significant policy changes through email and platform notifications. Minor updates will be posted here with revision dates.

Continued use of forivandelo services after policy changes indicates acceptance of updated terms. If you disagree with changes, you can close your account before they take effect.